/* YieldDocket — mobile-first. System fonts only, no external assets. Base rules are for phones; wider screens are added in min-width queries. */
:root{--ink:#18212f;--muted:#566173;--line:#e2e7ef;--bg:#ffffff;--soft:#f4f7fb;--soft2:#eaf1f8;--navy:#12355b;--navy2:#0b2440;--accent:#12355b;--teal:#0e7c86;--gold:#c08a00;--coral:#c4512f;--slate:#6b7a90;--warn:#7a4b00;--warnbg:#fff6e0;--radius:14px;--shadow:0 1px 2px rgba(16,32,64,.06),0 6px 20px rgba(16,32,64,.07);--tap:44px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;overflow-wrap:break-word}
img,svg{max-width:100%}
img{height:auto;display:block}
a{color:#0f5a8a;text-underline-offset:2px}
a:hover{color:var(--teal)}
p{margin:0 0 12px}
.wrap{max-width:1200px;margin:0 auto;padding:0 16px}
h2[id],section[id],[id="subscribe"]{scroll-margin-top:16px}

/* header: brand row, then a swipeable row of 44px nav pills */
header{background:#fff;border-bottom:1px solid var(--line);box-shadow:0 1px 8px rgba(16,32,64,.05)}
header .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:4px 24px;padding-top:8px;padding-bottom:8px}
.brand{display:inline-flex;align-items:center;gap:10px;min-height:var(--tap);font-weight:800;font-size:20px;letter-spacing:-.01em;text-decoration:none;color:var(--navy)}
.brand .mark{flex:none}
nav{display:flex;gap:6px}
header nav{width:100%;flex-wrap:nowrap;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;padding:2px 0 4px}
header nav a{display:inline-flex;align-items:center;min-height:var(--tap);white-space:nowrap;text-decoration:none;color:var(--ink);padding:0 14px;border-radius:999px;font-weight:500;font-size:15.5px;background:var(--soft)}
header nav a:hover{background:var(--soft2);color:var(--navy)}
header nav a[aria-current]{background:var(--navy);color:#fff;font-weight:600}

main{padding:4px 0 40px}
h1{font-size:28px;line-height:1.18;letter-spacing:-.02em;margin:18px 0 12px;color:var(--navy2)}
h2{font-size:22px;line-height:1.25;letter-spacing:-.01em;margin:40px 0 12px;color:var(--navy2)}
h2:before{content:"";display:block;width:44px;height:4px;border-radius:4px;background:linear-gradient(90deg,var(--teal),var(--gold));margin:0 0 12px}
h2 a{display:inline-block;min-height:var(--tap)}
h3{font-size:18px;margin:20px 0 6px}
.lede{color:#3c4757;font-size:17px;margin:0 0 10px;max-width:68ch}
.meta{font-size:14px;color:var(--muted);margin:4px 0 10px}
.label{display:inline-block;font-size:13.5px;font-weight:600;line-height:1.4;border:1px solid #e6c47a;color:var(--warn);background:var(--warnbg);border-radius:12px;padding:6px 12px;margin:6px 0 12px}
.note{font-size:14.5px;color:var(--muted)}
.cap{font-size:14px;color:var(--muted);margin:8px 2px 14px;line-height:1.5}
.empty{padding:12px;color:var(--muted);font-style:italic}

/* tables scroll inside their own box; the page never scrolls sideways */
.tbl{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;margin:8px 0 6px;background:#fff;max-width:100%}
table{border-collapse:collapse;width:100%;font-size:15px;font-variant-numeric:tabular-nums}
th,td{padding:12px 12px;text-align:left;border-bottom:1px solid var(--line);white-space:nowrap;vertical-align:top}
th{background:var(--soft);font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.03em;color:#45526a}
tbody tr:nth-child(even) td{background:#fafcfe}
td.num,th.num{text-align:right}
tr:last-child td{border-bottom:0}
td .note{font-size:13px}
code{font-size:13.5px;background:var(--soft);padding:1px 5px;border-radius:5px}
.hide-sm{display:none}

/* photos with a credit caption directly underneath */
.photo{margin:0}
.photo img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);background:var(--soft2)}
.photo-credit{font-size:13px;line-height:1.4;color:var(--muted);margin:6px 2px 0}

/* home: headline + intro + signup, then cards, then the illustration (beside the headline on wide screens) */
.hero{display:grid;grid-template-columns:minmax(0,1fr);grid-template-areas:"main" "cards" "art";gap:20px;margin:4px 0 0}
.hero-main{grid-area:main;min-width:0}
.hero .cards{grid-area:cards}
.hero-art{grid-area:art;margin:0;min-width:0}
.hero-svg{width:100%;height:auto;border-radius:22px;box-shadow:0 10px 30px rgba(18,53,91,.22)}
.hero .signup-hero{max-width:none}

/* section cards: equal heights, aligned text, whole card is the tap target */
.cards{display:grid;grid-template-columns:minmax(0,1fr);gap:16px;margin:8px 0 0}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:var(--shadow);transition:box-shadow .15s ease}
.card:hover{box-shadow:0 2px 4px rgba(16,32,64,.06),0 14px 30px rgba(16,32,64,.12);color:var(--ink)}
.card .photo img{border-radius:0;aspect-ratio:16/9}
.card .photo-credit{margin:6px 14px 0;min-height:2.8em}
.card-body{display:flex;flex-direction:column;gap:6px;padding:12px 16px 14px;flex:1}
.card-head{display:flex;align-items:center;gap:12px;margin:0 0 2px}
.card-ico{flex:none;width:44px;height:44px;border-radius:12px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 4px 12px rgba(18,53,91,.3)}
.card:nth-child(2) .card-ico{background:var(--teal)}
.card:nth-child(3) .card-ico{background:var(--gold)}
.card:nth-child(4) .card-ico{background:var(--coral)}
.card-title{font-weight:700;font-size:18px;color:var(--navy2)}
.card-stat{display:flex;flex-direction:column;font-size:14px;color:var(--muted);line-height:1.35}
.card-stat strong{font-size:26px;color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.card-text{font-size:15.5px;color:#3c4757;flex:1}
.card-link{display:flex;align-items:center;min-height:var(--tap);font-weight:700;font-size:15.5px;color:#0f5a8a;margin-top:2px}

/* landing-page header: text first, photo + credit after it on phones, beside it on wide screens */
.phero{display:grid;grid-template-columns:minmax(0,1fr);gap:14px;align-items:center;margin:6px 0 8px}
.phero-txt h1{margin-top:14px}
.phero-img{min-width:0}
.phero-slim .phero-img .photo img{aspect-ratio:3/1}

/* charts: phone version (.ch-m) by default; desktop version (.ch-d) from 641px */
.chart-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:16px;align-items:start}
.chart{margin:12px 0;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:12px 10px 4px;min-width:0}
.chart-grid .chart{margin:4px 0}
.chart svg{width:100%;height:auto;display:block;margin:0 auto}
.ch-d{display:none !important}
.chart .cap{margin:10px 2px 10px}
.legend{list-style:none;display:flex;flex-wrap:wrap;gap:6px 16px;margin:8px 4px 0;padding:0;font-size:14px;color:var(--muted)}
.legend li{display:flex;align-items:center;gap:6px}
.sw{display:inline-block;width:13px;height:13px;border-radius:3px;background:var(--navy)}
.sw0{background:var(--navy)}.sw1{background:var(--teal)}.sw2{background:var(--gold)}.sw3{background:var(--coral)}
.sx0{background:var(--teal)}.sx1{background:var(--coral)}.sx2{background:var(--slate)}
.dot-bill{background:var(--teal);border-radius:50%}.dot-note{background:var(--navy);border-radius:50%}.dot-bond{background:var(--gold);border-radius:50%}

/* lists, pagers, link rows: 44px tap targets */
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px 14px}
.skip:focus{left:8px;z-index:9}
.crumbs ol{list-style:none;margin:10px 0 0;padding:0;font-size:14px;color:var(--muted);display:flex;flex-wrap:wrap;align-items:center;gap:0 4px}
.crumbs a{display:inline-flex;align-items:center;min-height:var(--tap);color:var(--muted)}
.crumbs li{display:flex;align-items:center}
.crumbs li+li:before{content:"›";margin:0 6px 0 2px}
.stats{list-style:none;padding:0;margin:14px 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.stats li{border:1px solid var(--line);border-radius:12px;padding:12px;font-size:14px;color:var(--muted);background:linear-gradient(180deg,#fff,var(--soft))}
.stats span{display:block}
.stats strong{display:block;font-size:24px;color:var(--navy2);font-variant-numeric:tabular-nums;letter-spacing:-.01em}
.links{padding-left:0;list-style:none;margin:8px 0}
.links li{margin:0;border-bottom:1px solid var(--line);padding:4px 0}
.links li a{display:inline-flex;align-items:center;min-height:var(--tap);font-weight:600}
.links-grid{list-style:none;padding:0;display:grid;grid-template-columns:minmax(0,1fr);gap:10px}
.links-grid li{border:1px solid var(--line);border-radius:12px;padding:6px 14px 10px;background:#fff}
.links-grid .note{display:block}
.pager{display:flex;flex-wrap:wrap;gap:4px 18px;font-size:15px;margin:16px 0}
.pager a,.more a,.note a,.signup-cta a{display:inline-flex;align-items:center;min-height:var(--tap)}
.browse{list-style:none;padding:0;margin:8px 0;display:flex;flex-wrap:wrap;gap:8px}
.browse a{display:inline-flex;align-items:center;min-height:var(--tap);padding:0 14px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-weight:600;font-size:15px;background:#fff}
.browse a:hover{background:var(--soft2)}
td a{display:inline-block;padding:2px 0}
.faq{background:var(--soft);border-radius:var(--radius);padding:2px 16px 12px;margin-top:40px}
.faq h2{margin-top:22px}
.faq h3{font-size:17px;margin:18px 0 4px;color:var(--navy2)}
.faq p{margin:0 0 8px}
article .nl-h2{font-size:21px}
.credits{list-style:none;padding:0;display:grid;gap:14px}
.credit{display:grid;grid-template-columns:minmax(0,1fr);gap:12px;align-items:start;border:1px solid var(--line);border-radius:12px;padding:12px;font-size:15px;background:#fff;scroll-margin-top:16px}
.credit .photo img{border-radius:8px}

/* newsletter signup (native Kit form, no JavaScript) */
.signup{border:1px solid #cfe0ee;border-radius:var(--radius);padding:16px;background:linear-gradient(135deg,#f3f8fd,#eef7f6);margin:32px 0;max-width:720px}
.signup h2{margin:0 0 6px;font-size:20px}
.signup h2:before{display:none}
.signup p{margin:0 0 10px}
.signup form{margin:0}
.signup label{display:block;font-size:15px;font-weight:600;margin:0 0 6px}
.signup-row{display:flex;flex-wrap:wrap;gap:8px}
.signup input{font:inherit;font-size:16px;min-height:48px;padding:10px 14px;border:1px solid #b9c6d6;border-radius:10px;background:#fff;color:var(--ink);flex:1 1 100%;min-width:0}
.signup button{font:inherit;font-weight:700;min-height:48px;padding:10px 22px;border:1px solid var(--navy);border-radius:10px;background:var(--navy);color:#fff;cursor:pointer;flex:1 1 100%}
.signup button:hover{background:var(--teal);border-color:var(--teal)}
.signup input:focus-visible,.signup button:focus-visible,a:focus-visible{outline:3px solid #7fd3d9;outline-offset:2px}
.signup .note{margin:10px 0 0}
.nl-footer{margin-top:22px;border-top:1px solid var(--line);padding-top:10px}
.signup-hero{margin:14px 0 0;background:#fff;border:1px solid #cfe0ee;border-top:4px solid var(--teal)}
.signup-hero h2{font-size:18px;line-height:1.35;margin:0 0 12px}
.signup-hero .note{margin:8px 0 0}
.signup-cta{display:flex;flex-wrap:wrap;align-items:center;gap:6px 12px;margin:6px 0 4px;font-size:15px}
.signup-cta .btn{justify-content:center;font-weight:700;padding:0 20px;border-radius:999px;background:var(--navy);color:#fff;text-decoration:none}
.signup-cta .btn:hover{background:var(--teal);color:#fff}
.signup-cta span{color:var(--muted)}

/* footer */
footer{background:var(--navy2);color:#c3cfdd;font-size:14.5px;padding:22px 0 30px;margin-top:20px}
footer a{color:#ffffff}
footer a:hover{color:#7fd3d9}
footer p{margin:10px 0;max-width:110ch}
footer strong{color:#fff}
.foot{display:flex;flex-wrap:wrap;gap:0 4px;margin:0 0 14px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.12);font-size:15px;color:#7f93ab}
.foot a{display:inline-flex;align-items:center;min-height:var(--tap);padding:0 4px}

/* ---- wider screens ---- */
@media (min-width:641px){
 .wrap{padding:0 20px}
 h1{font-size:34px}
 h2{font-size:24px}
 .lede{font-size:18px}
 .ch-d{display:block !important}
 .ch-m{display:none !important}
 .hide-sm{display:table-cell}
 th,td{padding:10px 12px;font-size:14.5px}
 .cards{grid-template-columns:repeat(2,minmax(0,1fr))}
 .stats{grid-template-columns:repeat(4,minmax(0,1fr))}
 .links-grid{grid-template-columns:repeat(auto-fill,minmax(260px,1fr))}
 .credit{grid-template-columns:200px minmax(0,1fr)}
 .signup{padding:18px 20px}
 .signup input{flex:1 1 240px;max-width:380px}
 .signup button{flex:0 0 auto}
 header nav{width:auto;overflow:visible;flex-wrap:wrap}
 header nav a{background:transparent;font-size:15px;padding:0 12px}
 .phero-slim .phero-img .photo img{aspect-ratio:16/9}
}
@media (min-width:900px){
 h1{font-size:38px}
 .hero{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);grid-template-areas:"main art" "cards cards";column-gap:32px;row-gap:28px;align-items:center}
 .phero{grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:32px}
 .phero-slim{grid-template-columns:minmax(0,1.7fr) minmax(0,.5fr)}
 .chart-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
 header{position:sticky;top:0;z-index:5}
 h2[id],section[id],[id="subscribe"],.credit{scroll-margin-top:84px}
}
@media (min-width:1100px){.cards{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media (prefers-reduced-motion:reduce){.card{transition:none}}